How Does Past Redlining Affect Present-Day Disparities in Educational Outcomes? [housingmatters.urban.org]
By Dylan Lukes and Christopher Cleveland, Photo: Wavebreakmedia/Shutterstock, Housing Matters, November 9, 2022 Starting in 1935, the Home Owners’ Loan Corporation (HOLC) began ranking neighborhoods around the US based on a calculation of loan risk that explicitly associated white populations with low risk and Black populations with high risk. HOLC graded areas from A (minimal risk) to D (hazardous). They color-coded these grades onto maps that banks and lenders used to inform their...